Financial Planning Perspectives

Below are recent articles to help with your financial decisions.

Don't Let Economic Troubles Threaten Your Retirement Plans
As the economy has worsened, not only have retirement funds dropped in value with the market, but also many people have been tempted to tap savings as a way to cut debt or otherwise shore up their finances after a job loss.

Top 10 Money Decisions For Today's Incoming College Freshman
The National Center for Public Policy and Higher Education reported last December that college tuition and fees increased 439 percent from 1982 to 2007 while median family income rose 147 percent. The report also noted that student borrowing has almost doubled since 1998.

A To-do List For Settling An Estate
The adjustment to the loss of a loved one is hard enough without the inevitable workload of settling their affairs. Even if they don't have much in the way of assets, the process takes time - typically up to a year.

It's Summertime - Not A Bad Time For A Midyear Financial Checkup
The weather's great, so staying inside with your finances probably doesn't sound like a very entertaining option. But a midyear review of your tax situation, retirement and spending issues can be far more valuable than the rushed attempt most people make at the end of the year-or when it's too late at tax time.