Below are recent articles to help with your financial decisions.
Understanding 529 Plan Distributions
Parents looking to take advantage of the many benefits of saving for college with a 529 plan will want to know the full details on which educational expenses qualify for tax-free distribution status -- and which do not.1 In Publication 970, the IRS gives detailed guidance on qualified expenses.
Alternative Investments: Diversification Potential
Prolonged stock market volatility has caused many investors to question how much of their portfolios should be allocated to equities. The world of investing isn't solely about stocks and bonds. There are alternative investments, which may provide ways to diversify your portfolio and potentially maximize your portfolio's risk-adjusted return.
How To Improve Your Credit Score
Repairing bad credit is not quite as simple as repairing your car or a broken vase. It can take years for your credit score to bounce back from a delinquency or default. And without a good credit score, you can find yourself fielding rejection notices when you apply for a loan or credit card. Or you could have to pay a significantly higher interest rate to borrow than someone with a higher score.
Target-date Funds: Are They Right For You?
A target-date fund is a type of investment designed to provide investors with a convenient way to select and maintain a portfolio's long-term asset allocation. This article explains how target-date funds work and the role they can play in helping readers pursue important financial goals.